In this guide
- Review
- Details
- Key Details
- Eligibility
- Discounts
- Frequently asked questions
- Your reviews
- Ask a question
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By Gary Ross Hunter
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- Maximum yearly benefit
- $25,000
- Reimbursem*nt rate
- 80%
- Routine Care
- Optional
Summary
Budget Direct offers 3 pet insurance products for you to choose from - perfect for those who like variety.
- Budget Direct is good for those who want tailored cover. It offers 3 levels of cover; Essential, Comprehensive and Plus.
- New customers can get 15% off their first year’s premium when they buy online. T&Cs apply.
- If you’re switching from another provider to Budget Direct then you may eligible to have your waiting periods waived. You’ll have to call them to find out.
- It’s highest level of cover has a yearly benefit limit of $25,000. Other providers have a benefit limit of $30,000.
- There is no discount for insuring multiple pets with Budget Direct. Other insurers will offer a multi-pet discount.
In this guide
- Review
- Details
- Key Details
- Eligibility
- Discounts
- Frequently asked questions
- Your reviews
- Ask a question
Details
Key Details
| Product Name | Budget Direct Plus Cover |
| Accidental Injury | |
| Routine Care | Optional |
| Lifetime Cover | |
| Reimbursem*nt rate | 80% |
| Cooling Off Period | 21 days |
| Cruciate Ligament Benefit | $3,500 |
| Excess options | Choice of $100 and $200 |
| Emergency Boarding | No |
| Consultations and Vet Visits | $25,000 |
Eligibility
| Minimum Age (Weeks) | 8 |
| Maximum Age (Years) | 9 |
Discounts
| Multi-Pet Discount | N/A |
| Other Discounts | 15% online discount on first year premium when purchased online |
Budget Direct Pet Insurance deals
Deal
Save up to 15% when you buy Budget Direct Pet Insurance online
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Get 15% off on your first year’s premium when you buy online. T&Cs apply.
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📝 How to submit a Budget Direct Pet Insurance claim
Follow these steps to make your Budget Direct pet insurance claim as simple and straightforward as possible:
- Pay your vets bill
- You can then make a claim via the online claims portal or you can download the claims form from the Budget Direct website and send your completed form and your vet’s itemised invoices to claims@pet.budgetdirect.com.au or by post to Budget Direct Pet Insurance PO Box 342 Toowong QLD 4066.
- Within 2–5 business days of you lodging your claim, Budget Direct will contact you if they need any more information.
- On acceptance of your claim, Budget Direct will reimburse you up to 80% of your eligible vet expenses (benefit limits and an excess apply). The money will be deposited into your nominated bank account
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Frequently asked questions
-
Budget Direct Pet Insurance does not cover pre-existing conditions. A pre-existing condition is any illness or injury that your pet showed any signs or symptoms of:
- before your policy started
- during any applicable waiting period.
However, Budget Direct will not exclude cover where a pre-existing condition has been fully cured, except for recurring or related conditions, bilateral conditions or complications associated or resulting from any pre-existing condition. Fully cured means your pet has been free of any signs or symptoms, or has gone without treatment for a condition, or both, for at least 12 months as evidenced by the pet's medical notes or veterinary history.
-
Yes. You will have to wait 2 days for accidental injuries, 30 days for illnesses and tick paralysis, and 6 months for cruciate ligament conditions.
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Gary Ross Finder
Editor, Insurance & Innovations
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Gary Ross Hunter
Editor, Insurance & Innovations
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).See full profile
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